HOME STATE BANK POSITION DESCRIPTION TITLE: CREDIT ANALYST I DEPARTMENT: CREDIT DEPARTMENT FLSA STATUS: NONEXEMPT DATE: October 2012 BASIC FUNCTION Work independently to analyze credit data in order to estimate the degree of risk involved in extending credit or lending money to firms or individuals by performing the “essential duties” described below. ORGANIZATIONAL RELATIONSHIPS Reports to: Supervises: · Credit Manager · No supervisory responsibilities ESSENTIAL DUTIES A. Prepare financial statement spreads on a timely basis, for businesses and individuals, including cash flow analysis, line usage charts and financial projections as assigned by the Credit Manager to support the Commercial Lending Department. B...read more

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