Know your rights ,if you are involved into a car accident, there are certain things you should know that the Insurance
Company will not tell you.
Every accident will enventually generate a claim on your policy but this claim is split into two parts.
A-The PD portion of your claim that deals with your property damage, like your car and any personal belongs.
The PD ADJUSTER WILL EXAMINE YOUR CAR TO SEE IF IT IS REPAIRABLE OR NOT ,IF IT IS A WRITE OFF THEY WILL PUT A VALUE TO YOUR CAR AND ISSUE A CHEQUE TO YOU AFTER YOU SIGN OVER YOUR OWNERSHIP TO THE INSURANCE COMPANY.
B - The AB portion of your claim, this part of your claim deals with any injuries you sustain as a result of the accident.
The AB djuster is responsible to take care of your medical expences such as physio., x-ray and any other medical problems.
The mistake that most people is guilty of , they do not take advantage of the AB portion of their claim, because they believe
that if they exercise their rights and make a claim on the ab part of their claim their insurance will go up.
what i am telling you, if you are involve in a car accident you have generated a CLAIM and a claim is a claim in the eyes of the insurance company .If your insurance is going to go up whether or not you take advantage of the AB portion of your claim it will go up.
The cold truth is, why not take advantage of your AB portion of your claim and look after your body which is even
more important than the car.All expense are paid by your insurance company. This is the reason we all are forced to insurance our cars that in the event of an accident we will be taken care of by our insurance companies. You pay for this service every month in premium.
know your rights .
Call Rotondo Law Firm
416 710 1403
Area of expertise . car accidents , slip and fall. wrongful dismisals D.U.I and trafic tickets.
If we do not win you do not pay us a cent.
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