This is not a timeshare, you only pay the yearly maintance fee when you want to use it. Maintance fees are 415.00 per year. We have 2 stars (which is 2 value weeks or 1 peak week). Vacation week only cost 159.00 and you get to stay at high quality resorts, world wide. We've used it many times and the resorts where we stayed at, normally charge $200 plus per night and it only cost us $159.00 for the whole week. We have been very pleased with our trips. They also have cruises you can take. But unfortunately, due to financial reasons, we must sell. This is transferable and you can also will it to your children and to your children's children. Call 517-627-2247 to get more details. Ask for Pete or Karen Fink.