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If You Must Enjoy Savings & Selection On If You Must. Shopzilla.com |
You must read this if you are looking to purchase or refinance |
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Mortgage rates are low, home values are back to normal and if you buy a home now, you can start building equity quickly, once the real estate market begins to reverse. As part of the president's new stimulus package, release earlier this year, FHA loans are fueling the real estate market comeback. What is FHA financing? An FHA loan just means that a mortgage is backed or guanteed by the federal government. This makes lenders feel more confident about granting loans for people with lower credit scores or higher monthly debts. FHA Loan Benefits: • You can finance 97% to 100% of the home’s purchase price • You DON'T need a credit score of 580 to qualify for an FHA loan • Your mortgage is a fixed rate 30-year loan with no prepayment penalty • You can be gifted 100% of the Down payment / closing cost by a relative • You can have a family member co-sign even if they don’t live with the buyer Our FHA Requirements: • NO minimum credit score • Our underwriters will look at how the loan benefits your situation. Refinancing now can: • Save your house • Free up money so that you can invest it in more beneficial opportunities. • Allow you to save for retirement • Provide you with less stress and more stability We have have experience in financial planning, FHA experts on staff, and decades of mortgage experience. We also have great relationships in the real estate market to help you find a new home and sell your current one as well. Time is money and we understand that by closing your loan faster than anyone else! We don’t wait in line for a decision on your file like everyone else as we have special relationships with major lenders across the country. Mortgage NOW Inc. 206 631 2457
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