Been there, done that. So I understand.
You keep applying, messing up your already low FICO score.
Living check to check is not the move and your collectors don't give 2 cents about how you get the money or that your paycheck, other bills and/or score is preventing you from getting it.
There are a lot of con artists on CL, so be careful. They will ask for your life story and THEN ask for a "FEE".
I'M TELLING YOU OFF THE RIP, it'll be $30 for the background check. Why? I'm not lending to a person that will be in jail in 10 days.
I won't ask for:
Bank Login/Password (I saw a post where someone said ppl were asking)
Your routing information, account number
If your BG comes back clean, I got you. END OF STORY. I don't need to know what it's for, so please don't send a long email about it, I prob won't read it.
Put in the subject your first and last name and the amount you need.
Put a copy of your ID (black out address, ID #, Birthdate (except the year so I can narrow down my search during the BG check), just black out all pertinent information (middle name as well, I don't need that).
LOANS AS LOW AS $100 OR UP TO $500
Depending on the amount, will depend upon the payback time.
MUST HAVE A PAYPAL ACCOUNT in order to send the money (no exceptions) - If you don't pay it back, I can seek a refund from PayPal.
Venmo for the BG Check fee (It's an app, it is run by PayPal)
If you're willing to pay the $30, let's go.
Forgo the BG check for $50, but you will need to send your ID with nothing blacked out.
If not, don't waste your time or mine.
IF YOU CAN'T AFFORD THE $30 DON'T REACH OUT. I DON'T CARE IF THE PAYOFF IS WORTH THE $30. IF THAT $30 IS THE DIFFERENCE BETWEEN YOU GETTING GAS, FOOD, OR KEEPING YOUR ELECTRIC ON, DO NOT REACH OUT!! Why? Because it will take about 12 hours to receive your money. That 12 hours makes a difference in a life where you are begging ppl to help you exist.
ONCE AGAIN - It'll take about 12 hours for the money. Why? Because I deal with a bunch of folks and I live life in between. Also, I don't need my PayPal funds flagged due to what they call "suspicious activity". PayPal is dumb like that.
No need to send messages during this time. I deal with too many people to keep rubbing your back. I get that you are in a dire need and you need this immediately, but I can't calm everyone.
I am not a loan shark, I'm just a person that knows about using change to buy food to feed my kids. And now that I have the funds to help others, I choose to do so. You pay back what I loan. No fine print, no games. I'm just paying it forward.
Once I do the background check, I will let you know. We'll then talk about the payback time frame. So please have a realistic idea, not what you think I want to hear. Once we agree, we'll do a promissory note via email. You won't hear from me until about a week before the loan comes due. I will send ONE email, asking if you remember and are prepared to repay. JUST ONE EMAIL. The next time you hear from me, will be the day the loan comes due. I will send an email in the morning. I will then give you until 5pm that night. If no funds have been sent, I will put in for the refund from PayPal. Your name will then go on a list to NEVER lend to you again.
Just remember, your situation WILL turnaround and it will be when it NEEDS to, not when you WANT it to. So patience is key. I am saying this because I know the stress, the pain and the urgency. It's going to be alright. Trust me. Let me help you make this happen.