The 20 hour pre licensing course is an essential requirement for anyone looking to obtain a mortgage loan originator license. This course covers the basics of the mortgage industry, including federal and state laws and regulations, ethics, and lending practices. It provides aspiring MLOs with the knowledge and skills necessary to pass the NMLS licensing exam and succeed in their careers. Without this course, it is difficult to gain a comprehensive understanding of the mortgage industry, and passing the licensing exam becomes a daunting task. Therefore, taking the 20 hour pre licensing course is not just important but also necessary for anyone looking to become a licensed MLO.