Store or closed-loop gift cards can only be used at distinct merchants, shops, or retailers, and aren’t usually reloadable. While general-use prepaid gift cards are not affiliated with any specific merchant and can also be used to withdraw cash at ATMs. We’ve all used, or at least, heard of gift cards. But what are they exactly and what can you do with them? A gift card is basically a prepaid debit card that includes a certain amount of money ready to be used for a wide variety of purchases. 

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