One of the most common questions we are asked is: "How do you structure your loan terms and what is the maximum amount of money you can lend?"

Loans are structured based on the asset, and terms are based on credit and experience. This determines the lending criteria and what will be required for lending.

As to the amount we can lend up to: 

It will depend on the Federal Housing Administration Cap (FHA) for the type of residential property and the state and county where it is located. 

The FHA cap will be different for each state and county. It will also be different for each type of residential property. (Single-Family, Duplex, Triplex, and Fourplex.)

For example, let's say you're purchasing a property in Florida, and it's located in Duval County. (Cites in Duval County include: Jacksonville, Jacksonville Beach, Neptune Beach, and Baldwin.) 

Depending on the type of residential property you're purchasing, here is the maximum loan amount you could receive for each one:

Single-family Cap - $526,700.00. 

Duplex Cap - $674,250.00.

Triplex Cap - $815,050.00.

Fourplex Cap - $1,012,900.00.

I've uploaded a screenshot from the website of the private lending company I work with showing this. 

Anytime you want to know the FHA loan cap for your market, just let me know and I'll look it up and send it to you. 

As a private money lender, I work with a reputable private money lending company that offers creative financing solutions for fix and flip real estate investors through private money loans. 

The company also does private hard money lending for wholesale, rehab, or buy-and-hold for long-term cash investment deals. 

We make private loans to real estate investors who are interested in any of the following three types of real estate transactions:

1. Repair and Flip.

2. Repair & Keep.

3. Refinance and Reboot.

Type Of Properties Funded: Residential - Single-family, Duplex, Triplex, and Fourplex.

I am committed to providing you with the best service possible, with competitive rates and flexible terms. I want to make you a very happy and satisfied client! Contact me today to learn more about how we can assist you in achieving your objectives. 

For more information, contact me at: (912) 638-6845 (Office Phone) or (912) 266-9489. (Mobile Phone) Email: Ramseyprivatefunding@yahoo.com.

You may also complete the information form at: https://privatemoneyforus.com and I’ll get back to you promptly. 

Please give us a try today! You won't regret it!